.50% Agency Adverse Market Fee is Included in Base Pricing.
.50% Price Bonus to Purchases for all Conforming Products.
Effective 3/9/2021, if the appraisal waiver has been exercised then the loan is eligible for a 21 or 30 day lock. Locks for loans with appraisals must be 45 or 60 days.
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Conforming A Paper Products
Fixed
Super / Conf
Arm
30 Year
20 Year
30 Yr HP
25 Year
15 Year
10 Year
Super/Conf 30
Super/Conf 15
N/A
Jumbo Products
Fixed
Arm
30 Year
N/A
Conforming A Paper Prodcts
Fixed / Balloons
ARM
Interest Only
30 Year A-
10 Year
30 Year ALT 97
5/25
15 Year
7/23
15 Year A-
7/23 A-
20 Year
1 Yr LIBOR (2/2/6)
5/1 T-Bill (2/2/5)
1 Yr LIBOR (3/3/6)
5/1 LIBOR (2/2/5)
3/1 T-Bill (2/2/6)
5/1 LIBOR (2/2/6)
3/1 LIBOR (2/2/5)
5/1 LIBOR (5/2/5)
3/1 LIBOR (2/2/6)
7/1 LIBOR (5/2/5)
3/1 LIBOR (3/2/6)
10/1 LIBOR (5/2/5)
30 Year
3/1 LIBOR I/O
5/1 LIBOR I/O
7/1 LIBOR I/O
Jumbo A Prodcts
Fixed
ARM
Interest Only
30 Year
15 Year
1 Year 6 Mo LIBOR
5/1 LIBOR (5/2/5)
3/1 LIBOR (2/2/6)
7/1 LIBOR (5/2/5)
5/1 T-Bill (5/2/5)
3/1 LIBOR I/O
5/1 LIBOR I/O
7/1 LIBOR IO (5/2/5)
Expanded Prodcts
Fixed
ARM
Interest Only
30 Year
15 Year
2/28 6 Mo LIBOR
5/1 LIBOR
3/27 6 Mo LIBOR
7/1 LIBOR
3/1 LIBOR
3/1 LIBOR IO
5/1 LIBOR IO
7/1 LIBOR IO
AlterNet Prodcts
Fixed / Balloons
ARM
Interest Only
30 Year
30/15
2/28 6 Mo LIBOR
3/27 6 Mo LIBOR
N/A
Second Mortgage Products
Fixed / Balloons
ARM
Interest Only
15 Year
30/15
HELOC 10/15
N/A