President’s Message

Founded in 1992, Provident Funding is a leading private, independent mortgage company that originates and services residential mortgage loans and is the among the largest mortgage originators in the United States. Headquartered in San Bruno, CA with over 50 locations nationwide, Provident Funding originates loans through wholesale, correspondent, and retail channels of business and is guided by discipline and consistency to create the highest quality product.

Provident Funding’s business philosophy has been built by leveraging technology to create a standardized process of originating and servicing mortgage loans. That technology, combined with our excellent support staff, translates to efficiency and allows us to consistently offer an industry-leading price resulting in a “built to last” business model.

Provident Funding developed and maintains an origination and servicing platform including PFServicing, Proviscan, and PFNet, and integrates third-party services as necessary. This vertically-integrated platform allows Provident Funding to be responsive to market and regulatory changes. Because we are committed to ensuring all functions and workflow are done correctly and timely, we audit all processes, procedures, and policies both internally and externally.

We believe that our superior service begins with our people and our culture. Utilizing our experienced management team, we recruit and hire only individuals who have demonstrated a continuous ability to fulfill their commitments and potential. Strengthened by our structured training program, Provident Funding University, we provide detailed training and support to ensure we have the best product.

We value our employees and our customers and require that all operate under the guiding principles of the Provident Funding Way: Pro-Company, Team Player, Positive Attitude, Self-Starter, Detail-Oriented, Strong Work-Ethic, Ethical, Ability to Communicate.